Candle making

I can remember when I was a kid my mother showed us how to make candles, using wax, chopped ice cubes, and milk cartons. It was so fascinating, stirring the melting wax, pouring it over the ice that we had poured into the milk cartons. What was really cool was peeling the milk cartons off after the wax had cooled and seeing the really neat designs that the ice had left in the candles! That is just one of the fond memories I have of my childhood; doing fun things like that with my mother. She is such a crafty lady!

Recently my mother decided to try her hand at the cottage-industry candle making business. She wants to make soy candles and sell them at craft fairs. She loves to make candles, and she figures that it would be a great way to make a little bit of pocket money while doing something she loves to do! She told me that she found a great website where she can buy wholesale jars for her new candle-making business. She has asked her best friend Carol to come over and help her at the craft fairs; they can sit together at the tables and visit with each other in between customers. I told her that if that’s what she wants to do, then she should go for it!

 
 

People are having problems with their credit ratings

I sure seem to know a lot of people who are having trouble with their credit ratings! Credit repair is rapidly becoming a serious issue for many of us. That’s not surprising because I know a lot of people who have lost their jobs and are struggling to get enough money to pay their mortgages and keep their house, which are the biggest credit rating factor in the equation.

In many cases, in order to be able to take advantage of the lower mortgage interest rates, some of us are going to need to do some research on how to repair credit ratings. So there is an interest and a need for people to learn how they can fix credit ratings from bad to good.

Most people have lifestyles that “push the envelope” as far as living within their means, and when something bad happens, like an accident, or job loss, good credit turns into bad credit in a very short period of time. This can effect people in many ways, including their ability to find a new job if they need one.

 
 

It’s been a while

I don’t have any idea whatsoever why I stopped using the shop dot com website for my Internet shopping. I used to go there all of the time for comparison shopping. I think that it was the very first resource that I learned about on online shopping. I liked them a lot!

Well, I can’t remember who it was that led me astray, but I’ve recently rediscovered shop dot com. I think that they’ve improved their site since the last time I have visited it. They have a really nice clearance sale going on now, and a link to coupon offers that I don’t remember being there before. They have contests and sweepstakes a link to stores that offer free shipping. I’m bookmarking this site in my shopping category for future reference!

 
 

Increasing our income

As you may have noticed in the recent thread of posts, I’m trying to find ways to stretch our budget. It would be a good idea to try to find ways to increase our income, too! My brother-in-law tells me that he has been making extra money web hosting. I asked him how he managed to do that, and he told me that he would send me the link to an article on webhosting, and suggested that I read it.

So I’ve been reading their website, and found that they have a lot of interesting articles about web hosting, and that they rate and review a lot of web hosting providers. I was surprised and impressed that they have even created a web page that rates and reviews “green” web hosting providers! I was comparing their rates with the other web hosting providers and saw that their prices were very competitive! I’ll have to give some thought as to whether or not this type of business would be a good fit for our family.

 
 

Student loans need to get paid off

Over the course of my life, I have had to take several student loans to get through college. I was not a good enough student in high school to get many scholarships or grants, and my folks were not in an economical position to pay for my schooling. If I wanted to go to college, then I needed to get as many college loans as I could get. Unfortunately, the college expenses exceeded the amount of money that I could borrow through the subsidized programs and I even had to get a couple of private student loans to finish up.

I’m really glad that I was able to get these loans to get my college degree, but I have to admit that I am finding it difficult to make the payments on the loans. I’m worried that with this economy going the way it seems to be going (prices keep going up) that I’m going to be having to ask for a hardship deferral on the loans, which is something that I really don’t want to have to do. I want to get them paid off!

 

 
 
 
 

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