Jeremy Herndon

In our near future I think that more people are going to be competing for lower paying jobs; more people will enter the ranks of the underemployed and the unemployed.  For those of us who find ourselves struggling with our debt load, we are finding our credit rating sinking because we are struggling to pay our bills.  Especially when we are losing our jobs, and sometimes even having to file for bankruptcy.  So what’s a poor fella to do when his car dies and he has poor credit?  There comes a point when it costs more to repair a car than the car is worth and you rather are forced to buy a replacement.  The replacement doesn’t necessarily have to be a NEW car, but you need a “New to you” car. 

That is where you need to check out the options for poor credit car loans, available for people with poor credit and for people who have filed for bankruptcy.  The website at nowgetloan.com is a great place to start looking for the way to get the money you need for that new car.  If you apply for a loan through that website, you may be able to get up to $35,000 for a car loan the same day you apply!  They have flexible payment options and don’t do a credit check.  Sounds like an easy way to get the money you need.

Do you remember me telling you I went to Lowe’s to buy a shelf to display a motorcycle on?  Well I did manage to buy the shelf, and I just finished putting it up.  My wife went with me to help me find it (I think I forgot to mention that in my previous post) and she was the one who found the shelves.  I had never noticed them before on my many trips to Lowe’s, but she remembered seeing them.  We asked a couple of store associates to show us where they were but they were no help at all.  Anyway, we found them, bought the one I liked the most and brought it home.  Today I put it up and put the bike on it.  This is how it looks!  Pretty sharp, right?

I went shopping today at Lowe’s with the intention of buying a decorative shelf to put some statue type home accessories on (OK, it’s a small motorcycle model that looks like the perfect size for a cat to ride.)  Anyway, I was walking down the lighting aisle, trying to find the shelves and walked past a really cool table lamp that is a theme lamp of Harley Davidson motorcycles!  At the base of it is a soft tailed Bike, the lamp shade has HD logos on it, the headlight on the bike lights up and the lamp makes a vroom vroom noise! 

The thing stopped me in my tracks!  I reached out for the price tag, afraid of what the price might be.  It was only $14.98!  Well, of course I immediately started looking for the boxed up lamps that haven’t been opened yet and snagged one right away!  I was especially excited when I went on the Internet to see what it is priced at other places and saw it for sale on some websites for almost $80!  What a bargain I got!  Now I have to find the perfect spot in my house for it.  It’s going to look so cool!

I received a gift in the mail today from one of my brothers.  Apparently he didn’t get it to the post office in time for me to get it before Christmas.  But that’s OK – I always say “better late than never!”  Anyway, it was another really cool gadget for my computer!  It is a wireless mouse that looks like a yellow Mustang!  I’ve been wanting a wireless mouse for quite some time now, but could never really justify the expense.  So it is totally awesome that my brother sent it to me for a Christmas gift!  I have a great family!

Well I woke up this morning and saw a wintry mess out there – freezing rain, snow, nasty stuff.  I sure was glad that I got around to putting my studded snow tires on my car Friday!  I had heard that we were going to be getting some bad weather right off, and decided not to put it off any longer.  There were several times last year that I slid off of the road because I didn’t have my studded tires put on the car.  That’s one mistake that I don’t want to repeat!  This area gets too icy for just plain old “all weather tires.”

I’ve seen pictures of the Smart car on the Internet, and on television, but not “for real” until today.  I was waiting to pull out of a parking lot and a large tractor trailer passed me by, followed by a Smart car.  What a huge difference in size that was!  It was a cute little thing, a bright red, but it brought back memories of many years ago when I saw the results of a little car being in an accident with a tractor trailer and it made me shudder.  I don’t know how safe I would feel in such a little car!

I was really pushing my luck today.  I just got a Texaco gas credit card that gives me a 25 cent discount for every gallon of Texaco gas that I buy for the first three months that I have the card.  Some of the Texaco gas stations are higher than the rest of the pack; some are running at a dead heat.  Today I had to run some errands and I knew that I was going to need to buy gas.  I also knew that I’d be driving past a Texaco but not sure what their price was going to be like, compared to the rest.  On my way into town I saw their price was pretty good, so I decided that I’d fill up on the way home unless I drove past a station with a better price.  Well, there WERE some that were 4 cents cheaper, but I wouldn’t get that discount from the Texaco gas card.  So I just drove right past them.  Well, let me tell you that by the time I reached that Texaco on the return trip I only had one gallon of gas left in the tank!  Now THAT is cutting it close!

I was watching the news and they were talking about how the cost of gasoline is going to keep going up, and how the price of corn is going to go up (because of the floods) and how the price of milk is going to go up (and the stores are going to be switching to funny shaped milk jugs to save money) and it just makes me shake my head and wonder how we are going to survive!  Our economy is in serious trouble, and I don’t know very many people who say that they are NOT having trouble making ends meet!  I’m hearing stories about people who are renting their homes are moving closer to their jobs, taking smaller apartments simply because they can’t afford the gasoline to drive to work.  I’m hearing about people who are trying to take public transportation but can’t get on the train or the bus because it’s already full.  I’m hearing about people driving to the commuter lots and not finding places to park.

We need some serious re-vamping of the public transportation system, and we need to find alternate sources of fuel, to get away from fossil fuel dependency!  If we don’t act fast, we are going to be in deep trouble!