Jeremy Herndon Blog

There was an article that I read in the New York Times recently about how to save money on eye care.  I guess there are going to be a lot of articles in the papers (and television news) about how people can save money now that the economy is so bad and not getting any better any time soon! The article was educating the general public about how people really don’t need to have their eyes checked as often as they have been taught to think, and the article was talking about shopping around for deals on eyeglasses.  One of the mistakes many people make is to buy their eyeglasses straight from the little store attached to their eye doctor’s office. Those glasses are always really expensive!  And many insurance plans cover the cost of the exam, but not of the glasses!  I know that’s how MY insurance works!

Today I got what I call a “phishing phone call” from someone that I think was trying to scam me out of giving out credit card information to them. They claimed to be from SunTrust, but the caller ID simply said that it was “Out of area.” They were calling with the pretense of lowering my credit card interest rates, but in order to take advantage of the offer they wanted my credit card numbers and I wasn’t willing to share that with them and promptly hung up. What a waste of my time.

It’s good to know that there are ways out there to stop collection harassment for good because with today’s economic turmoil just isn’t getting any better and more and more people are getting deeper and deeper in debt and debt collections has turned into a major big business because of that fact.

My sister has had to get legal assistance in her effort to stop collection harassment California  style since her husband got laid off just last fall and it doesn’t look promising in that he will be landing anything decent any time soon. Even the fast food restaurants have started to cut back on hiring a lot of folks that normally turn to a stent at fast food in between other higher paying positions in various fields.

My sister has even considered a short career in exotic dancing in an effort to keep the mortgage paid and not lose the house. She used to dance in between high school and when she went to college. She did pretty good but I don’t think her husband would be thrilled with her taking to the stage now that they are married with children. But some times you gotta do what you gotta do, right?

Easy money is always a temptation.  It’s going to be even more of a temptation in this economy.  As long as I can remember, there have been scams to make people believe that it is easy to Make Money at Home by signing up to a specific program, and sending in some kind of fee or payment to get started.

Those type of programs make  me really nervous.  I’d like to Make Money Online.  Who wouldn’t?  I’d love to just stay in my pajamas most of the day, work at my own pace at my own convenience and Make Money from home,  And I know that those types of opportunities DO exist.  But I’ve also seen a lot of television news articles about how a lot of those advertised opportunities are scams, so I am really cautious about signing up with any kind of program that sounds “too good to be true.”  I’d really like to hear from someone that I know personally and trust that they have done it themselves and then they prove to me that it works for them.

Thanks for the post from Sylvester Campbell

I have never been more excited in my life than I was the day I quit my job in “Corporate America” to start my own business. I’d had a dream of opening a boutique for years, and I finally just decided one day to go for it. I had enough money saved up to get things off the ground, and I was definitely not scared of working hard. With the excitement also came sheer terror, unfortunately. I had a great idea and good style, so I knew I’d be successful once I got things rolling. The problem was figuring out my first few steps. I am not so great with logistical details, so I recruited a good friend to help me out with the detail work. She was awesome. She helped me secure my storefront, and she quickly got me set up with the essentials like phone and internet. She actually just did a little research on Brooklyn T1 and got a great provider for me. They handle my phone and internet, so it’s one less thing for me to worry about. Now that we have all the little things out of the way, I can’t wait to start running my successful boutique!